More on Real EstateSep 30, 2025There is a new NPR's series Cost of Living: The Price We Pay which is examining the economic realities of 2025. It’s fascinating and heartbreaking and inspiring (to me, at least, since there are so many ways to improve). We can debate ad nauseum all of the causes (reminder: we get the government, elected officials, and policies we vote for, so let’s let ideas, not ideologies or “teams,” win the day), but that isn’t a solution. I’d prefer to focus on what can be done.There is a full article on Housing prices are causing some people to have smaller families than planned. I remember my dad telling me, “You’re never ready for kids. Not financially. Not emotionally. But no one else was, either, we all just kinda figured it out…” So, while I completely understand the math has to math, I am more interested in what the data is telling us:Median sale prices are up 56% since February 2020, according to the National Association of RealtorsMedian monthly payment on a home bought in 2024 was $2,207, compared to $1,525 in 2021, according to an analysis by BankrateInterest rates are higher than they have been for ~15 years but are actually in a normal range when compared to historical averagesOver the last six years, rents nationally rose 17%So, what can be done? Build more? Sure. Lower interest rates? Sure. Incent more home ownership (above current national policy)? Maybe. These changes will take more time than most are ready or willing to wait. What can be done today?Necessity is the mother of invention. What if there was a way for the next generation to access a portion of their future inheritance today, tax free, without impacting their parent’s quality of life? What if parents could Live Their Legacy, not just leave it at some future date? What if we could move families forward, together?
More on Real EstateSep 30, 2025There is a new NPR's series Cost of Living: The Price We Pay which is examining the economic realities of 2025. It’s fascinating and heartbreaking and inspiring (to me, at least, since there are so many ways to improve). We can debate ad nauseum all of the causes (reminder: we get the government, elected officials, and policies we vote for, so let’s let ideas, not ideologies or “teams,” win the day), but that isn’t a solution. I’d prefer to focus on what can be done.There is a full article on Housing prices are causing some people to have smaller families than planned. I remember my dad telling me, “You’re never ready for kids. Not financially. Not emotionally. But no one else was, either, we all just kinda figured it out…” So, while I completely understand the math has to math, I am more interested in what the data is telling us:Median sale prices are up 56% since February 2020, according to the National Association of RealtorsMedian monthly payment on a home bought in 2024 was $2,207, compared to $1,525 in 2021, according to an analysis by BankrateInterest rates are higher than they have been for ~15 years but are actually in a normal range when compared to historical averagesOver the last six years, rents nationally rose 17%So, what can be done? Build more? Sure. Lower interest rates? Sure. Incent more home ownership (above current national policy)? Maybe. These changes will take more time than most are ready or willing to wait. What can be done today?Necessity is the mother of invention. What if there was a way for the next generation to access a portion of their future inheritance today, tax free, without impacting their parent’s quality of life? What if parents could Live Their Legacy, not just leave it at some future date? What if we could move families forward, together?
There is a new NPR's series Cost of Living: The Price We Pay which is examining the economic realities of 2025. It’s fascinating and heartbreaking and inspiring (to me, at least, since there are so many ways to improve). We can debate ad nauseum all of the causes (reminder: we get the government, elected officials, and policies we vote for, so let’s let ideas, not ideologies or “teams,” win the day), but that isn’t a solution. I’d prefer to focus on what can be done.There is a full article on Housing prices are causing some people to have smaller families than planned. I remember my dad telling me, “You’re never ready for kids. Not financially. Not emotionally. But no one else was, either, we all just kinda figured it out…” So, while I completely understand the math has to math, I am more interested in what the data is telling us:Median sale prices are up 56% since February 2020, according to the National Association of RealtorsMedian monthly payment on a home bought in 2024 was $2,207, compared to $1,525 in 2021, according to an analysis by BankrateInterest rates are higher than they have been for ~15 years but are actually in a normal range when compared to historical averagesOver the last six years, rents nationally rose 17%So, what can be done? Build more? Sure. Lower interest rates? Sure. Incent more home ownership (above current national policy)? Maybe. These changes will take more time than most are ready or willing to wait. What can be done today?Necessity is the mother of invention. What if there was a way for the next generation to access a portion of their future inheritance today, tax free, without impacting their parent’s quality of life? What if parents could Live Their Legacy, not just leave it at some future date? What if we could move families forward, together?
There is a new NPR's series Cost of Living: The Price We Pay which is examining the economic realities of 2025. It’s fascinating and heartbreaking and inspiring (to me, at least, since there are so many ways to improve). We can debate ad nauseum all of the causes (reminder: we get the government, elected officials, and policies we vote for, so let’s let ideas, not ideologies or “teams,” win the day), but that isn’t a solution. I’d prefer to focus on what can be done.
There is a full article on Housing prices are causing some people to have smaller families than planned. I remember my dad telling me, “You’re never ready for kids. Not financially. Not emotionally. But no one else was, either, we all just kinda figured it out…” So, while I completely understand the math has to math, I am more interested in what the data is telling us:
Median sale prices are up 56% since February 2020, according to the National Association of Realtors
Median monthly payment on a home bought in 2024 was $2,207, compared to $1,525 in 2021, according to an analysis by Bankrate
Interest rates are higher than they have been for ~15 years but are actually in a normal range when compared to historical averages
So, what can be done? Build more? Sure. Lower interest rates? Sure. Incent more home ownership (above current national policy)? Maybe. These changes will take more time than most are ready or willing to wait. What can be done today?
Necessity is the mother of invention. What if there was a way for the next generation to access a portion of their future inheritance today, tax free, without impacting their parent’s quality of life? What if parents could Live Their Legacy, not just leave it at some future date? What if we could move families forward, together?